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Terms & Conditions

Last Updated: January 1, 2025

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1. Introduction Welcome to PhiloFund, INC. ("PhiloFund," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our donation facilitation platform and services (the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

2. Service Description Our Service provides a user-friendly platform that enables grassroots nonprofit organizations ("Partners") to receive donations efficiently and helps donors ("Users") support causes they care about. We act as a technological intermediary, connecting donors with organizations, but do not directly manage donations or operate as a charitable entity.

3. User Accounts

3.1 Account Creation

  • You must provide accurate and complete information when creating an account.

  • You are responsible for maintaining the security of your account credentials.

  • You must be at least 18 years old to create an account.

3.2 Account Responsibilities

  • You are responsible for all activities that occur under your account.

  • You must notify us immediately of any unauthorized use of your account.

  • We reserve the right to suspend or terminate accounts that violate these Terms

4. Donations and Financial Terms

4.1 Processing of Donations

  • We facilitate the processing of donations through secure third-party payment processors.

  • All donations are final and non-refundable unless required by law.

  • Donation records are maintained transparently and accessible through your account.

4.2 Fees and Charges

  • We may charge processing fees for using our Service, which will be disclosed before any transaction.

  • Partner organizations may have their own fee structures.

5. Nonprofit Partner Terms

5.1 Eligibility Requirements

  • Nonprofit Partners must be legally registered nonprofit organizations.

  • Nonprofit Partners must maintain valid 501(c)(3) status or an equivalent designation.

  • Nonprofit Partners must comply with all applicable charitable organization laws.

5.2 Partner Responsibilities

  • Maintain accurate and up-to-date organizational information.

  • Provide timely reporting on the use of donations received through our platform.

  • Comply with our platform's technical requirements for integration and usage.

6. Privacy and Data Protection

6.1 Data Collection and Use

  • We collect and process personal information as outlined in our Privacy Policy.

  • We implement industry-standard security measures to protect user data.

  • We do not sell personal information to third parties.

6.2 Data Sharing

  • Donation information may be shared with selected nonprofit partners.

  • Aggregated, anonymized data may be used for analytical purposes.

  • We adhere to all applicable data protection laws.

7. Intellectual Property

  • All Service content and technology are the intellectual property of PhiloFund.

  • Users may not copy, modify, or distribute our content without written permission.

  • Partners grant us limited rights to use their names and logos for platform promotion.

8. Limitation of Liability

  • We provide the Service "as is" without warranties of any kind.

  • We are not liable for the actions or omissions of Partner organizations.

  • Our liability is limited to the amount paid for our Service.

  • We are not responsible for failed transactions caused by technical issues.

9. Changes to Terms We reserve the right to modify these Terms at any time. Significant changes will be communicated through:

  • Email notifications

  • Platform announcements

  • Updates to the "Last Updated" date

10. Termination We may terminate or suspend access to our Service immediately, without prior notice, for:

  • Violation of these Terms

  • Suspected fraudulent or abusive activity

  • Behavior that compromises the integrity of our Service or endangers users

11. Governing Law These Terms are governed by the laws of Florida, USA. Any disputes arising from these Terms will be resolved in the courts of Florida.

12. Contact Information For questions or concerns about these Terms, please contact us at:

13. Severability If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

14. Entire Agreement These Terms constitute the entire agreement between you and PhiloFund regarding the use of the Service.

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